People often do not fully understand
the consequences of their choices when it comes to their money, leaving them vulnerable
to overspending and financial crises. Financial literacy contributes to
alleviating this problem. Good financial decision making has a positive
influence on overall wellbeing, allowing people to maximise their opportunities
and lead more fulfilling lives. Personal finance teaches individuals financial
skills so that they can manage their money better.
Personal finance encompasses many areas and core topics such as decision
making, cash-flow management, savings, credit, debt, housing and planning for
the future. Useful websites and appendices are provided for additional
information and reading.
Contents include the following:
· Your relationship with money
· Time value of money
· Introduction to investments
· Investments: equity/stocks (shares);
fixed equity; listed property; unit trusts/collective investment schemes
· Personal finance: banking services
and products
· Managing your credit
· Insurance and assurance
· Retirement
Personal finance is aimed at students as well as the average South African
on the street needing guidance on managing household financial matters.
Chapter 1: The macroeconomic
environment, economic variables and personal finance
Chapter 2: Your relationship with
money
Chapter 3: Time value of money
Chapter 4: Introduction to investments
Chapter 5: Investments:
equity/stocks (shares)
Chapter 6: Investments: fixed
income
Chapter 7: Investments: listed
property
Chapter 8: Investments: unit
trusts/collective investment schemes
Chapter 9: Personal finance: banking
services and products
Chapter 10: Managing your credit
Chapter 11: Insurance and assurance
Chapter 12: Retirement
Supplementary material available for this title includes:
This lecturer’s support material includes:
- Suggested
answers to textbook questions
- JPEGs
of all figures and tables
All source material (excluding figures and tables) has been supplied in an editable format (Microsoft Office) and you can fully customise it to your needs.
Please click on the link below to access the Lecturer Support Material (LSM) portal:
LSM Portal
If this is the first time you access Van Schaik Publishers LSM, you will need to register and set up a profile. Once your registration has been approved you will be sent an email and will then be able to request access to the resources you need for a particular book. You will also be able to request access to the resources of additional books using your profile.
We welcome any suggestions regarding new or additional resources. For any queries or feedback please contact our digital publisher at lsm@vanschaiknet.com. The material available varies from book to book and may also be developed further over time.
If you are uncertain about the registration and access request procedures, please download the LSM Manual.
LSM Manual
Lecturer Support Material is available free to lecturers who lecture on courses where the book is prescribed but samples are also available should you wish to review what is available as part of your prescribed book selection process. Please contact your Marketer for access to the sample LSM.
Student requests for LSM will not be entertained and any attempts by students to access lecturer support material will be reported to a student’s lecturer or to the Head of Department.